MonsterQuoter: Frequently Asked Questions

Introduction

We know that getting health insurance quotes for your small business can be a headache. From talking to dozens of brokers to having rates suddenly change on you, small business owners are familiar with the struggles of seeking good quotes. So, when a company like MonsterQuoter shows up as a small business’ best tool to find medical insurance quotes in minutes, we may sound too good to be true. Well, we’re not. We’re here to help you navigate the world of group health insurance. 

MonsterQuoter prides itself on being a no-nonsense company where you can focus on receiving the best quotes for group health insurance without talking to a broker. Below, read some highlights on what makes us different from the rest.

Do I need a broker to get my renewal rates and quotes?

Nope. Since you have no time to lose, MonsterQuoter shows you the best group insurance rates on the market in a matter of minutes without speaking to a broker. And if you really need to talk to someone on our team, we have non-pushy benefits experts to help guide you through the process and assess your business’ unique needs. 

Who will service my Accounts?

At MonsterQuoter, we know how frustrating it is to work with someone who doesn’t get you. This is why we can provide you with a great personalized team of MonsterQuoter experts to ensure your business needs and budget are met. Our team is comprised of over 125,000 employees who will work together to ensure you get the best experience during your MQ journey. 

Do you come in-person to do enrollments?

With us, you can get great insurance quotes in your pajamas. Not only do we serve individuals, families, and businesses with health, dental, life insurance, 401K, and vision options, but we make those options easy to attain from the comfort of your own home through our online portals. We also offer one-on-one and group video conferences, and we may be able to meet your employees in-person.  

What makes MonsterQuoter different?

We do what you wish a shopping tool could do: search, compare, and filter all the options you may want to look at. We give you the power to find and tailor what is right for your business without worrying about last-minute renewals or broker quotes that never come. Whether you want a hands-off experience where you get your quotes in just a few minutes or receive the help of a catered team of non-commissioned benefits specialists, MonsterQuoter is here to support you and your business

What else makes MonsterQuoter different?

MonsterQuoter is different because it grants you access to a wide range of services to ensure your small business is taken care of and has the tools necessary to grow. We’re a team of health insurance experts that built the tools those shopping for quotes have been requesting for years. 

The perks of these tools include quotes on group health insurance, access to group buying groups, direct access care, and PEO quotes. great servicing. Additionally, unlike most brokers, we care. That’s why we translate our expertise and relationships with top insurance carriers into great pricing and service options without pushy specialists. 

I get *insert service here* from my current broker. Do you provide these?

Anything your broker can do, we can probably do better. We can provide you with so many benefits for your small business you’ll want to break up with your broker. From group health insurance to PEO perks, we’ve got you covered. 

Can I also get all my ancillary lines from you?

We wouldn’t be advertising ourselves as the best alternative to a broker if we didn’t. With us, you can obtain ancillary coverage for yourself and your employees, including but not limited to dental, life insurance, LTD, STD, Aflac, and even pet insurance. Just ask, and we’ll deliver. 

Are these rates going to change?

Never! We know how frustrating it can be to have rates change on you once you’ve had a budget in mind. Our consistency and transparency are what make us different from other companies. The rates are based on your specific company data and state-filed rates. These are the same rates the carriers use to renew and rate your policy, so it can’t get any lower than this. And, not to brag, but it’s also why we have a 99% retention rate of happy clients. 

What is a PEO?

PEO stands for professional employer organization, an alternative that makes administrative responsibilities easier. Human resources outsourcing such as a PEO can help you grow and manage your business with the essentials: including HR support, payroll, tax filing, administering benefits, and more. Consider a PEO the iPhone of human capital, because everything you may ever need or want for your small business’ HR needs can be found on a single platform.

What is an HSA? 

HSA stands for health savings account, in which individuals can set aside pretax funds for medical expenses. A person is eligible for an HSA if they are covered by a high-deductible health plan. HSAs have many perks such as being tax- and interest-free. Additionally, employees do not lose access to their HSA if they switch jobs. 

Who is going to help my employees when they have a problem?

Your employees or HR representatives will have a personalized team of our non-commissioned benefits experts in case any concerns or questions pop up while shopping for business benefits. We’re just a live chat, phone call, email, or video call away. 

Why didn’t my broker show me these rates and/or plans?

Simple: because it won’t help your broker to show you these incredible rates on group health insurance. Often, brokers are biased and hide insurance rates to ensure they receive a sizable commission from certain health insurance companies. There are many reasons why a broker may not show you our rates, from lacking a license with other companies to viewing PEOs as a threat. We don’t do that at MonsterQuoter. 

At MonsterQuoter, there’s no fine print or middleman to worry about. We’re here to help small businesses receive the healthcare coverage they need by showing them the insurance quotes their brokers won’t show them. Our services allow business owners to compare hundreds of plans online in just a few minutes. So what are you waiting for? Use our online quoting tools or contact one of our unbiased strategists to get started!

Related Posts